Defined Benefit Pension Plans            Download/view PDF

Independent Actuaries, Inc. is a defined benefit plan expert.  Unlike most firms providing retirement plan services, we specialize in this type of retirement plan.  Defined benefit plans have been around for a long time, but are often overlooked. There are many cases, though, where a defined benefit plan is the best choice a business owner or company can make to achieve retirement planning objectives.

What is a defined benefit (DB) plan?

How do defined benefit and defined contribution plans differ?

What are the advantages of DB plans?

Comparison of deductions under different types of retirement plans

Can an employer have both a defined benefit and a defined contribution plan?

When should a small business owner consider a DB plan?

What other advantages does a DB plan have for the small business owner?

Myths about defined benefit plans

Sponsoring a plan

Special types of plans

Requirements and limits

 

 

External Links:

 

A Better Bang for the Buck: The Economic Efficiencies of Defined Benefit Pension Plans
(National Institute on Retirement Security)
 

The Value of Defined Benefit Plans 
(American Academy of Actuaries)
 

The Perks of the Solo Defined-Benefit Plan
(Bill Bischoff, SmartMoney.com)
 

'Defined benefit' plans still option for stable employers
(Carolyn Hirschman, The Austin Business Journal)